Northshore Bankruptcy and Consumer Protection Steve R. Conley, LLC Attorney at Law

If you are under financial stress, a Chapter 7 or Chapter 13 bankruptcy may allow you to reorganize your personal finances, catch up on your mortgage and car loans, and discharge -- eliminate personal liability for -- unpaid medical bills, credit cards, and other unsecured debts.  It will stop collection activity, including garnishments, lawsuits and pending foreclosures, even if a judgment has been entered against you.  Click the Bankruptcy tab on the left for more information.

Collection Lawsuit Defense

If you are sued on a debt, you should act immediately.  Failure to act may result in a default judgment being entered against you.  Do not assume that just because you have been sued, that the other party is right or can prove its case. 

You may have valid defenses.  A review of the petition and any attached documents will help identify potential defenses and the best way to assert them.  In addition, banks and companies that buy old debt may lack the documents they need to prove their claims.  The burden of proof is on them to prove their case -- not on you to prove otherwise.  Click the Collection Lawsuit Defense tab on the left for more information.